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Terms and Conditions

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Last updated: July 14, 2025

Please read these Terms and Conditions carefully before using this blog. By accessing or using HB Central Hub, you agree to be bound by these Terms. If you do not agree with any part of the terms, please do not use this blog.

About This Blog

HB Central Hub (https://hbcentralhub.blogspot.com/) is a personal blog created, managed, and updated by me, an individual based in Pakistan. This blog shares stories, resources, personal experiences, creative content, and information for readers’ general interest, acting as a central hub for various topics.

Your Agreement

By accessing or using this blog (referred to as "the Service" in this document), you acknowledge and agree to be bound by these Terms and Conditions ("Terms"). These Terms apply to all visitors, users, and individuals who access or use the Service.

You represent that you are over the age of 18. I do not permit those under 18 to use the Service. If you are under 18, you should only use this blog with the explicit involvement and supervision of a parent or guardian.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with My Privacy Policy. My Privacy Policy describes My policies and procedures on the collection, use and disclosure of Your personal information when You use this blog and tells You about Your privacy rights and how the law protects You. Please read My Privacy Policy carefully before using My Service.

Interpretation and Definitions

Interpretation

Words capitalized in this document have specific meanings defined below. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

  • Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

  • Country refers to: Pakistan

  • I, Me, or My (referred to as "the Owner" in this Agreement) refers to the individual who owns and operates HB Central Hub.

  • Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

  • Service refers to the information, content, and tools available through this blog.

  • Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and Me regarding the use of the Service. This Terms and Conditions agreement has been created with the help of the Terms and Conditions Generator and further customized.

  • Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Content Ownership

Unless otherwise stated, all content (including blog posts, images, graphics, written material, and other intellectual property) published on HB Central Hub belongs to me, the blog owner. You may not reuse, reproduce, distribute, or republish any content without my express written permission. If you wish to share or reference something, please ensure proper credit is provided and a clear link back to the original content on this blog.

Affiliate Disclosure

This blog may contain links to affiliate websites, and I may receive an affiliate commission for any purchases made by you on the affiliate website using such links. My affiliates include, but are not limited to, programs that provide products and services discussed on my blog.

Please note that I am not responsible for the products, services, or privacy practices of these third-party websites. You should review the terms and conditions and privacy policies of any third-party websites before making a purchase or providing any personal information.

Advertising Disclosure

This blog may contain third-party advertisements served by ad networks (such as Google AdSense) or other ad providers. I may earn revenue from these advertisements. These advertisements are not endorsements or recommendations and I am not responsible for the content or practices of these advertisers.

This Service may contain links to third-party web sites or services that are not owned or controlled by me.

I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that I shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such web sites or services.

I strongly advise You to read the terms and conditions and privacy policies of any third-party web sites or services that You visit.

User-Generated Content

Visitors may have the option to leave comments or feedback, and otherwise post, link, store, share and make available certain information or other material ("Content"). You are solely responsible for the Content that You post to the Service, including its legality, reliability, and appropriateness.

By posting Content to the Service, You grant Me the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Service. You retain any and all of Your rights to any Content You submit, post or display on or through the Service and You are responsible for protecting those rights.

You agree that (i) the Content is Yours (You own it) or You have the right to use it and grant Me the rights and license as provided in these Terms, and (ii) the posting of Your Content on or through the Service does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.

Content Restrictions

I am not responsible for the content posted by the Service's users. You expressly understand and agree that You are solely responsible for the Content and for all activity that occurs under your account, whether done by You or any third person using your account.

You may not transmit any Content that is unlawful, offensive, upsetting, intended to disgust, threatening, libelous, defamatory, obscene or otherwise objectionable. Examples of such objectionable Content include, but are not limited to, the following:

  • Unlawful or promoting unlawful activity.
  • Defamatory, discriminatory, or mean-spirited content, including references or commentary about religion, race, sexual orientation, gender, national/ethnic origin, or other targeted groups.
  • Spam, machine-generated, or randomly generated content, constituting unauthorized or unsolicited advertising, chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling.
  • Containing or installing any viruses, worms, malware, trojan horses, or other content that is designed or intended to disrupt, damage, or limit the functioning of any software, hardware or telecommunications equipment or to damage or gain unauthorized access to any data or other information of a third person.
  • Infringing on any proprietary rights of any party, including patent, trademark, trade secret, copyright, right of publicity or other rights.
  • Impersonating any person or entity including Me and My representatives.
  • Violating the privacy of any third person.
  • False information and features.

I reserve the right, but not the obligation, to, in My sole discretion, determine whether or not any Content is appropriate and complies with these Terms, refuse or remove this Content. I further reserve the right to make formatting and edits and change the original form of any Content. If You upload objectionable Content, I may terminate Your access to the Service.

I can also, in My sole discretion, limit or revoke the use of the Service if You post such objectionable Content.

No Professional Advice

The content provided on HB Central Hub is for informational and entertainment purposes only. It should not be considered professional, legal, medical, or financial advice. Always consult with a qualified professional for advice tailored to your specific situation.

Termination

I may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately.

Limitation of Liability

Notwithstanding any damages that You might incur, My entire liability and any of My suppliers' liability under any provision of these Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven't purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall I or My suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of these Terms), even if I or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, My liability will be limited to the greatest extent permitted by law.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, I, on My own behalf and on behalf of My Affiliates and My and their respective licensors and service providers, expressly disclaim all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, I provide no warranty or undertaking, and make no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither I nor any of My providers makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on My behalf are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

Governing Law

The laws of Pakistan, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting Me via email at trendyhbstore@gmail.com or through My contact page at https://hbcentralhub.blogspot.com/p/contact-us.html. The parties must engage in informal negotiations for at least 30 days before initiating any arbitration proceeding.

If the dispute remains unresolved after informal efforts, the parties agree to resolve any disputes arising from or relating to this Agreement by binding arbitration in Faisalabad, Pakistan, in accordance with the rules of a mutually agreed-upon arbitration body. The arbitration shall be conducted in the English language by a single arbitrator.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Translation Interpretation

These Terms and Conditions may have been translated if I have made them available to You on My Service. You agree that the original English text shall prevail in the case of a dispute.

Changes to These Terms

I reserve the right, at My sole discretion, to modify or replace these Terms at any time. If a revision is material I will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at My sole discretion.

By continuing to access or use HB Central Hub after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact

If you have any questions or concerns regarding these Terms and Conditions, feel free to reach out:

For any copyright infringement notices, please send an email to: trendyhbstore@gmail.com

Effective Date: July 14, 2025